Subject	State Farm is great? They've hooked me up more than once
Posted by	markpearl91tt on July 08, 2002 at 9:06 PM
	This message has been viewed 35 times.
In Reply To	One of our members had his car totaled. >>> posted by not-hrz on July 08, 2002 at 05:48 PM
Message	my old 86NA was "totaled" by rain. They gave me $1000 over the book value for it, plus I got to keep the car. I ended up selling the "totaled" car for book value meaning I got about $6,000 out of a car that was maybe worth $1,500. To top that off, they replaced my broken windshield (vandals) the same day it happened for free. A year later, some idiot kids took a Bic pen to my car and State Farm gave me enough to have my car completely repainted and have a couple hundred left over for tires. So, I don't know who the show-car guy is, but either he's being a jerk to the agent or that particular agent doesn't know what he's doing because the 3 State Farm agents I've worked with have all been great. Also, insurance doesn't cover "anything in the car." Just because he has receipts doesn't mean it's covered. Unless the agent (and policy) state that it is specifically covered, it's not. Most people assume that things like upgraded stereos etc are automatically covered ... not always the case. This of course varies by policy, but anytime I add something to my car, I tell my agent to be sure it's covered. I had a sub box/amp stolen out of my old 86NA before it was totaled and State Farm gave me enough $ to not only cover the rear window replacement and stereo ... I was actually able to upgrade to a better amp and subs. Don't get me wrong, I think the treatment I've gotten has been unusual - but I think that State Farm does a great job in at least getting the owner the money that they deserve (and in my case a good bit more).
Follow Ups	NZR - anyone notice an increase in their car insurance? - snave 15:44:43 07/08/02 what are you paying ? (n/m) - Halo Z 15:52:58 07/08/02 not alot - snave 16:03:33 07/08/02 mine went up due to the damage coveri upped, but im - Halo Z 16:42:56 07/08/02 speeding tickets don't cause your rates to go up? What Ins?? - Gluge 19:59:56 07/08/02 Allstate hit me for $30/month extra on the last go round - Guapo 16:03:26 07/08/02 Got me too - colocomp 16:06:25 07/08/02 triple bastards!!!! no tickets & no claims either - dallaz (My name not the city) 16:32:21 07/08/02 I just signed up on kiaforums.com, I'm trying for admin. (n/m) - colocomp 16:43:41 07/08/02 Allstate hit up everyone, they raised their rates (n/m) - JuventuZ 19:15:39 07/08/02 yes... sucks (n/m) - felixx23 16:35:25 07/08/02 I pay $927 for 6 months and im 18 w/clean record (n/m) - Zwizard(TT pending) 16:39:30 07/08/02 Statefarm... usually pay around $215 or so, now it's $217- - PiotrC70 16:41:40 07/08/02 One of our members had his car totaled. >>> - not-hrz 17:48:24 07/08/02 not totally true - snave 18:18:18 07/08/02 State Farm is great? They've hooked me up more than once - markpearl91tt 21:06:58 07/08/02 Oops ... the 86NA was totaled by HAIL, not rain lol (n/m) - markpearl91tt 21:08:11 07/08/02 i pay $12,500 a year and im 18 - Boostin 300 ZX 17:15:57 07/08/02 um, sez what? (n/m) - Guapo 17:17:51 07/08/02 What do you drive? That is more than my mortgage (n/m) - MikeH(Twin GT35BB Incon Z) 17:20:37 07/08/02 did you add an extra "0" (n/m) - Halo Z 18:44:09 07/08/02 Yep, went up $50.00 total for all 4 cars... (n/m) - LRD VDR 17:24:20 07/08/02 not here. still $580/6 months, 20 and clean. (n/m) - creamofthecrop7 18:57:30 07/08/02 $80/mo just went up to $85/mo last month. :-/ (n/m) - AshsZ (Fab Whore, Ph.D) 20:53:49 07/08/02 Hell, I got a "renewal discount" & the premium was higher... - Riceburner 23:03:58 07/08/02 Ya, Allstate tried to jack our rates $200 a month more. - Atti2de 00:15:37 07/09/02 im paying $340 a month for 1 car, someone hates me (n/m) - evolyze 00:18:43 07/09/02 Nationwide didn't touch mine. Actually, - offset_98 05:03:55 07/09/02
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